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5 things you're wasting your money on

By: Joshua Unseth-- 2010-07-29 5:00 am --

Frugal living is as much about what we spend our money on, as it is how to reduce the amount we spend. Common sense will tell us to clip coupons, shop sales ads, and buy generic brands as much as possible. But because life is hectic, our need for convenience can sometimes get in the way of common sense.

Let's look at 5 things you're wasting your money on. Chances are, you are spending your hard earned money on these very things.

Books. Why is anyone paying full price for books anymore? There is just no need. With all the book swapping and auction sites online, you can get gently used books for a fraction of the price of new ones. Buying books by your favorite author in lots is also a great way to save money. If a book you already have is included in the lot, sell it and earn a little extra money!

Convenience snacks. Anyone with kids has, at some point, broke down and bought the convenience snacks at the store. They are just so darn convenient, we forget that they are a big waste of money. Instead, buy one large box of snacks and a box of Ziploc bags and make individual portions. This applies to cookies, crackers, candy, pretzels, chips, etc.

Coffee. Yes, coffee is delicious and a necessity for almost all of us. But, do you really need to grab that $ 4.00 cup of specialty coffee at the local cafe? Even if you only treat yourself every other day, that still totals roughly $ 60.00 each month on coffee. Instead, invest in a good travel mug and brew your own at home.

Warranties on inexpensive items. Most stores offer warranties on everything you buy. Toys R Us even offers a warranty on Slip N' Slides! Paying for these warranties is a complete waste of money, especially when you consider most people pay for them and never even use them. Unless your purchase is costly, skip the warranty altogether.

Now it's your turn! Tell us what you stopped buying and how it's helped.